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Annotating is:

  1. Highlighting important sections of the letter

  2. Summarizing the content of the letter

  3. Writing a reply on the back of the letter

  4. Jotting down notes about an action needed to be taken in the letter's margins

The correct answer is: Jotting down notes about an action needed to be taken in the letter's margins

Annotating refers to the practice of adding notes or comments to a text in order to clarify meaning, provide additional information, or remind oneself of actions to take. When annotating a letter, writing down notes about actions needed in the margins creates a clear reminder of what needs to be addressed regarding the content of that letter. This technique enhances comprehension and retention, making it easier to refer back to important points and necessary next steps. Other options do not encompass the concept of annotation effectively. Highlighting important sections focuses solely on marking text without adding deeper insights. Summarizing the content distills the message but does not capture the nuance or required actions. Writing a reply on the back, while functional, does not prioritize direct engagement with the content in the context of annotation. Thus, jotting down actionable notes in the margins exemplifies the core purpose of annotating—engaging with the material in a meaningful way that promotes understanding and action.